These benefits can be promised individually or combined with each other. Depending on the pension provider and the options available to the employer, benefits can also be combined. A retirement pension policy can, for instance, be designed to permit a waiver of premiums in the event of occupational disability.
Again, we will be happy to advise you on which variants are best for you.
The retirement pension is the best-known benefit of an occupational pension scheme. On entering retirement, the employee receives either a capital sum, a lifelong annuity or a combination of the two. However, the capital sum must not exceed 30 % of the total capital available upon commencement of the pension.